Secure your donation from inheritance tax
Give your loved ones a financial boost without surprises of inheritance tax in the event of your untimely death.
Donation
Donations, a poisoned gift?
Did you know there is an insurance policy that gives you a financial advantage when paying gift tax?
This guarantee is financially more advantageous than paying gift tax. Give and receive with joy.
Why do I need endowment insurance?
Life is full of surprises
Life is unpredictable. Sometimes fate strikes at the most unexpected moments.
In case you die within three years of your gift, your loved ones will still owe inheritance tax.
Premium lower than inheritance tax
This niche insurance policy provides a capital to cover any inheritance tax.
The premium for this insurance is always lower than the gift tax
which your loved ones will pay if they register the gift. Protect your estate.
Simple planning
Other methods such as gift with reservation of usufruct often come with a complex administrative burden.
Our insurance offers an effortless way to minimise inheritance tax.
What does endowment insurance cover?
In case of early death, the gift insurance guarantees a capital equal to the possible inheritance tax in case the donor dies within three years of the gift.
This amount is distributed directly to the beneficiaries, allowing them to comply with inheritance tax without financial worries.
Frequently asked questions
Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?
Can gift insurance be taken out for all types of gifts?
The inheritance tax of any monetary donation can be covered by this type of insurance. Think of a donation through a hand gift, bank transfer or through the notary.
How much is the gift tax if the gift is registered?
Depending on which region you live in, the gift tax is 3.5% or 7%.
Can a longer period than the critical 3-year period be covered?
Certainly, this too is possible.
Contact Materné, we will be happy to advise you.
Are there any medical formalities associated with gift insurance?
Yes, this is common in death insurance policies. However, these are straightforward.
Can the insurance be taken out in the name of a legal entity?
Yes, this is possible.
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