Secure your donation from inheritance tax

Give your loved ones a financial boost without surprises of inheritance tax in the event of your untimely death.


Gift insurance is more financially advantageous than paying gift tax. Materne will go over the options with you.

Donations, a poisoned gift?

Did you know there is an insurance policy that gives you a financial advantage when paying gift tax?
This guarantee is financially more advantageous than paying gift tax. Give and receive with joy.

Why do I need endowment insurance?

Life is full of surprises

Life is unpredictable. Sometimes fate strikes at the most unexpected moments.

In case you die within three years of your gift, your loved ones will still owe inheritance tax.

Premium lower than inheritance tax

This niche insurance policy provides a capital to cover any inheritance tax.

The premium for this insurance is always lower than the gift tax
which your loved ones will pay if they register the gift. Protect your estate.

Simple planning

Other methods such as gift with reservation of usufruct often come with a complex administrative burden.
Our insurance offers an effortless way to minimise inheritance tax.

What does endowment insurance cover?

In case of early death, the gift insurance guarantees a capital equal to the possible inheritance tax in case the donor dies within three years of the gift.
This amount is distributed directly to the beneficiaries, allowing them to comply with inheritance tax without financial worries.

Frequently asked questions

Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?

The inheritance tax of any monetary donation can be covered by this type of insurance. Think of a donation through a hand gift, bank transfer or through the notary.

Depending on which region you live in, the gift tax is 3.5% or 7%.

Certainly, this too is possible.
Contact Materné, we will be happy to advise you.

Yes, this is common in death insurance policies. However, these are straightforward.

Yes, this is possible.

Other solutions for optimal coverage

Take the uncertain as the sure thing and discover our insurance policies that perfectly match it.

Turnover insurance protects your business against financial losses if you are (temporarily) unable to work due to illness or accident.
Debt balance
Debt balance insurance covers the mortgage loan when you or your partner dies. This way, your heirs will not face any surprises.
Pension savings
Secure a good pension through retirement savings - take your fate into your own hands. Materné will be happy to guide you through the options.
Protect your business against financial risks with credit insurance. Your invoices will be paid even if one of your customers goes bankrupt.
Accident insurance protects you from the financial consequences of accidents or injuries. Materné will compare the options with you.

Not found what you were looking for?
Get in touch