- Offer
- Volunteers
BA + accident cover for volunteers
Volunteers
What is it?
You are a (social) organisation that relies on volunteers to assist you. It is important to adequately cover not only your employees, but also your volunteers against potential liability and accidents.
Why choose VAPW?
Legal obligation for BA coverage
The Volunteer Act stipulates an obligation for virtually all organisations to cover the civil liability of volunteers.
Volunteer immunity
Volunteers enjoy a certain degree of immunity in terms of liability, which means that the organisation is liable in the event of a mistake made by a volunteer. Insure yourself against unforeseen (additional) claims for damages.
A heart of gold but not a bank account of gold
If your volunteer falls while carrying out their activities and injures themselves, the costs can be high. Doctor's visits, physiotherapy appointments, necessary scans, etc. Take care of your volunteer and provide accident cover that will cover the medical costs.
What is insured?
Civil liability:
Volunteers may accidentally cause damage to third parties (persons or property). This guarantee offers protection against potential claims for damages and ensures that your organisation does not have to bear the costs itself.
Physical accidents:
Volunteers are at risk of injury while carrying out their activities. Personal accident cover provides compensation for medical expenses, hospitalisation and any incapacity.
Frequently asked questions
Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?
Is this compulsory?
Most organisations are legally obliged to provide civil liability insurance for volunteers. However, cover for physical accidents is not compulsory.
For more information, please contact us. contact.
Does my volunteer's family insurance cover his liability?
No, a volunteer who makes a mistake while carrying out his or her activity enjoys immunity from personal liability, with a few exceptions. The organisation is liable in the event of a mistake made by the volunteer.
Can the volunteer be included in my occupational accident insurance for my employees?
No, voluntary work is not subject to the Occupational Accident Insurance Act.
Is damage to the volunteer's property also compensated?
That depends on the policy. Some volunteer insurance policies cover limited damage to personal property, such as glasses or bicycles, but not always cars or expensive equipment.
Does volunteer insurance cost anything for the volunteer themselves?
No, not normally. The insurance is taken out and paid for by the organisation that facilitates the voluntary work.
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