It could be better!
The state voucher is a fixed value. It offers security coupled with a reasonable return.
However, there is room for improvement.
Our Fixed Maturity Funds are the best example of this. After all, they offer:
- A higher return than the state voucher: Over 3% net/year at 5 years.
- Continuity: An attractive return for several years, not a single year, especially given that interest rates are very likely to fall again.
- Attractive taxation: No withholding tax, free spread of tax at 5 years, free reinvestment.
- Liquidity: Exit at any time, so money is not fixed. No entry or exit fees after 4 years and low exit fees in the first 4 years.
- Flexibility: Fixed maturity funds offer the flexibility to easily adjust investments to changing market conditions and your personal financial goals.
- Diversification: By investing in these funds, you spread risks across different assets and sectors and countries.
Want to know more? Yes, please contact me!
