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If you are willing to allow some fluctuations in your investment portfolio to increase the chances of additional returns, we have the right solutions for this too. You can choose from actively managed funds, passive funds ( called ETFs) or the combination of both.
Why invest in ETFs?
ETFs (Exchange Traded Funds) have become increasingly popular in recent years. With one transaction, you invest in a whole range of stocks, bonds or other assets of different companies. This can be an interesting option for both novice and experienced investors looking for simplicity and diversification.
- Accessible: Already from a free deposit of €2,500 or €50 per month or possible.
- Low cost: ETFs tend to have lower management costs than traditional mutual funds.
- Simplicity: You know perfectly well what you are investing in. We are sure to have a solution that meets your needs.
- FlexibleETFs can be traded every day. This means you can buy or sell at any time, just like shares, taking into account pre-negotiated modalities.
- Why spread is important: Diversification reduces the risk of too-big-to-fail fluctuations in the portfolio.
Want to find out if ETFs suit your investment goals? Then be sure to contact us using the form below. We will be happy to help you make the best choice!
Why choose active funds?
Investors are often faced with a choice between passive and active mutual funds. While passive funds - which track an index - are popular because of their low costs, there are good reasons why some investors choose actively managed funds instead.
- Accessible: Already possible from a free deposit of €1,000 or €25 per month.
- Chance of outperformance: Actively managed funds seek to outperform the market index. Managers actively analyse companies, sectors and economic trends to exploit opportunities and avoid risks. Especially in volatile or inefficient markets, experienced fund managers can add value.
- Tailor-made risk management: Unlike passive funds, active managers can adapt their portfolios to changing market conditions. For example, they can invest more defensively during a down market, which can reduce risk for investors.
- Access to specific knowledge: Active fund managers often have in-depth knowledge of niche markets or sectors. For investors without time or expertise to analyse on their own, this can be a big advantage.
- Flexibility: Active funds have the freedom to adjust their investment choices, for instance by temporarily exiting certain sectors or responding to macroeconomic developments. This makes them more agile than index funds.
- Trade-off: Although active funds have higher costs than passive ones, the potential upside - especially over the long term or in complex markets - can justify them. For investors who value customisation, risk analysis and the ability to beat the market, actively managed funds can be a wise choice.
Do you prefer actively managed funds or the combination of both? Then be sure to contact us using the form below. Together we will make the right choice!
