Better than the State Bond? I gladly recommend this investment insurance!
The state note that expired in September 2024 brought a net return of 2.81 %. Those who had invested their money in 2024 in This savings plan, a branch 21 life insurance got 3.25% net yield* …
Is this savings plan for you?
- You want to invest for the longer term (at least 8 years)
- You can make a minimum deposit of €6,200
- You want a guaranteed return (0.50%) and capital guarantee
- Let me explain why a low guaranteed return can also be an advantage.
- You want higher return potential
Every year, you can have a profit sharing get (not guaranteed) on top of the guaranteed return. This savings plan achieved a net return of 2.10% in 2022, 3% in 2023 and 3.25% in 2024**.
You want to be able to designate a beneficiary.
Useful if you want to save for a (grand)child, for example!
** Past returns are no guarantee for the future.
