Boost your employees' health and wallet

Group insurance Outpatient expenses

Group outpatient insurance provides business owners and employees with cover against medical expenses unrelated to hospitalisation.

What is outpatient insurance?

Group outpatient insurance is an attractive salary benefit and provides business owners and employees with coverage against medical expenses unrelated to hospitalisation.

Why collective insurance ambulatory costs?

Advantageous form of remuneration

It is an alternative form of remuneration of which your investment goes directly to your employees. The premiums you pay for your employees are exempt from NSSO contributions.

Retaining and increasing talent

Ambulatory expense insurance not only provides your employees with extra mental and financial peace of mind, but also strengthens their bond with your company.

  • For current employees, it creates an attractive incentive to stay.
  • For potential new recruits, it is an added bonus.

Employee health

A healthy employee is more productive. Medical coverage encourages employees to seek regular check-ups and preventive care, which improves their overall health and resilience.

What does insurance cover outpatient expenses?

This insurance reimburses medical expenses independent of hospitalisation. Or further supplements hospitalisation insurance.
Examples include:

  • doctor's visit
  • dentist
  • physiotherapist or osteopath
  • costs of medicines
  • buying new glasses
  • orthopaedic appliances and prostheses

Different coverage ceilings and reimbursement rates are available. We are happy to help you tailor everything to your needs.

Frequently asked questions

Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?

The possibility of individual continuation depends on insurer to insurer.
Materné will compare options with you.

Your employees' family members can also be connected.
Provided timely affiliation, this even proceeds without medical formalities or exclusions of pre-existing conditions.

These days, everything is done very quickly and efficiently through your mutual health organisation's app.
Materné is happy to explain how to proceed.

As an employer, you can underwrite group insurance for a particular category.
This category must meet the legal requirements: open, objective, non-discriminatory.
Examples of categories are:

  • Clerks
  • Business leaders
  • Commercials
  • Heads of service
  • Board members
  • Cadres

When starting a new policy, no medical formalities are required and pre-existing conditions are also covered.
Late affiliation does require medical formalities, ruling out pre-existing conditions.

Other solutions for optimal coverage

Take the uncertain as the sure thing and discover our insurance policies that perfectly match it.

Group insurance pension accrual
Group insurance pension accrual offers your employees a supplementary form of remuneration. They acquire financial security on top of their statutory pension.
Workplace accidents
Work accident insurance protects workers against loss of income when they become temporarily or permanently disabled due to a work-related accident.
Accident insurance protects you from the financial consequences of accidents or injuries. Materné will compare the options with you.
Group dental insurance
Group dental insurance provides your employees with coverage for a wide range of dental treatments at their next dental visit.
Group hospitalisation insurance
This alternative form of remuneration offers your employees a financial safety net when hospitalised and covers medical expenses in case of hospitalisation.

Not found what you were looking for?
Get in touch