Conjure a smile from your employees
Group dental insurance
Did you know that regular health insurance does not cover all dental costs?
Group dental insurance provides your employees with coverage for a wide range of dental treatments. This insurance offers employees and their families financial support for their next dental appointment.
Examples include:
- checks
- fillings
- extractions
- orthodontics
- crowns
- bridges
Maintain your employees' brilliant smiles.
Dental care insurance makes dental care easy, affordable and accessible to all.
Why collective dental health insurance?
Avoid serious problems
By making dental care more accessible, problems are detected and treated at an early stage. This prevents serious complications and costs in the future.
Financial security
The cost of dental treatment rises rapidly. Dental care insurance reduces the financial burden on employees. Thus, necessary care becomes more accessible.
Positive corporate culture
Employees who feel supported by their employer are more engaged and contribute to a positive company culture.
What does dental insurance cover?
In this policy, medical expenses related to dental treatment are reimbursed.
Consider:
- annual audit
- radiography
- dental prostheses
- bridges
- crowns
- implants
- orthodontic treatments.
Different coverage caps and reimbursement rates are possible.
Materné tailors everything to your needs.
Frequently asked questions
Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?
Can employees who leave my company continue their dental insurance?
The possibility of individual continuation depends on insurer to insurer.
Materné will compare options with you.
Can my employees' family members also be included in the collective dental health insurance?
Your employees' family members can also be connected.
Provided timely affiliation, this even proceeds without medical formalities or exclusions of pre-existing conditions.
How do I file charges? Is this a lot of red tape?
This is done very easily through the app of the company you are insured with.
Materné is happy to explain how to proceed.
As an employer, can I offer group dental insurance to only a certain group of employees?
As an employer, you can underwrite group insurance for a particular category.
This category must meet the legal requirements: open, objective, non-discriminatory.
Examples of categories are:
- Clerks
- Business leaders
- Commercials
- Heads of service
- Board members
- Cadres
What about prior conditions? Is there coverage for this too?
When starting a new policy, no medical formalities are required and pre-existing conditions are also covered.
Late affiliation does require medical formalities, ruling out pre-existing conditions.
Specialised oral care procedures are reimbursed with insured capital built up over the number of years you are already affiliated. Therefore, you will benefit from starting it as early as possible.
Other solutions for optimal coverage
Take the uncertain as the sure thing and discover our insurance policies that perfectly match it.