While it is our intention to disseminate updated and accurate information, we cannot guarantee a perfect result. Any inaccuracies pointed out to us will be corrected as soon as possible, and should not be considered as legally valid documents and may contain imperfections of all kinds.
The information is provided and displayed without any form of guarantee. Neither Hifluence NV nor the operator of this website can be held liable for possible viruses, should these occur despite the precautions taken on the site, and disclaims all liability for any damage these viruses may cause. Hifluence nv expressly reserves the right to change the information on the site at any time. Neither Hifluence nv nor the owner of this website can be held responsible for the information on this website and any liability for any damage resulting from, or related to, the access to or the use of this website is explicitly rejected. The flawless and/or uninterrupted operation of the site cannot be guaranteed.


The information on this website should in no way be regarded as an offer to buy or sell any banking and/or insurance services or products or any financial instrument whatsoever. The information cannot be considered as legal, accounting, tax or other advice and should only be used in combination with appropriate and professional advice. For an offer and/or for any further advice, please contact our office.

The use of the documents you can download from this website are also of an informative nature.

Links to other websites:

Some documents on this website contain references to or suggest information from other organisations. Hifluence SA cannot guarantee that such external information is relevant, up-to-date and accurate. The insurance companies, organisations and Internet addresses listed on this site are chosen objectively with the sole intention of providing our site visitors with the most relevant and complete information. However, we cannot guarantee that the information provided is complete, accurate or up-to-date.

The mention of these companies and/or reference to products in no way implies that they are recommended over other similar companies or products not mentioned on our site. Liability for the content of such site is not accepted.

Advice via website:

If direct or indirect advice is given via the website for taking medical, legal, financial or other personal or business decisions, then this advice is given without any form of guarantee and Hifluence nv cannot be held liable. You should always consult an expert on the subject for additional information about the advice that is tailored to your situation.
Requesting information or an offer by means of the contact forms appearing on this website do not give rise to any commitment on the part of either party.

Intellectual property rights:

The texts, drawings, photos, films, images, data, databases, software, designations, trade and domain names, trademarks, logos and other components of this website are protected by intellectual rights and belong to Hifluence NV or third parties. It is prohibited without the prior written consent of Hifluence NV to store (other than is necessary to view the website), reproduce, modify, publish, distribute or transmit, sell or otherwise transfer or grant any rights to third parties the information provided on and via this website.

Unauthorised use of the website

Among other things, you commit to:

  1. Not to use the information unlawfully.
  2. Not to use the website in such a way that the website is damaged, distorted, interrupted, discontinued or otherwise made less efficient.
  3. Not to use the website for transmission or posting of computer viruses, or for transmission or posting of material of a defamatory, obscene or threatening nature.
  4. Not to use the website in such a way as to infringe the rights of any natural person, legal person or association, including, but not limited to, the rights of privacy and intellectual property.

Have a question about our privacy policy or want to submit a request?

Please fill in the form with your contact details and your request to Materné.