Outpatient expense insurance keeps your wallet healthy
Even if you are not for a while.
Outpatient costs
Insurance for all your medical expenses
Outpatient insurance covers you against medical expenses unrelated to hospital admissions. No worries about unforeseen expenses; your health in top condition and wallet intact with tailor-made cover.
Why ambulatory insurance?
Accessible care
Thanks to this insurance, you have access to high-quality medical services, without any extra headaches about the financial picture.
Health promotion
Health is wealth. Therefore, regular check-ups and preventive care are essential to keep your health on point. We cover the most common diagnostic tests and medicines. Materné makes necessary care accessible to everyone.
Most medical expenses are independent of hospitalisation
Prevent rather than cure. Hospitalisation insurance logically covers only the cost of hospitalisations. Medical expenses outside hospitalisation are therefore not recovered. Ambulatory insurance is therefore a perfect solution and relieves you financially.
What does insurance cover outpatient expenses?
This insurance reimburses medical expenses independent of hospitalisation. Or supplements where hospitalisation insurance cover ends.
Doctor visits, dentist, physiotherapist, osteopath, medicines, purchase of new glasses, orthopaedic appliances, prosthetics, etc.
Materné tailors coverage ceilings and reimbursement rates to your needs.
Frequently asked questions
Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?
How do I bring in my medical expenses? Is this a lot of red tape?
Through the app of the mutual health organisation you are affiliated with, you enter the charges. This goes very smoothly. Of course, Materné will be happy to show you exactly how this works.
What about prior conditions? Does my insurance cover outpatient costs that too?
When starting a new policy, medical formalities are required and you must be medically accepted. Pre-existing conditions are usually excluded as a result.
Is there a waiting period before I can claim for my outpatient cost insurance?
Waiting periods apply to most outpatient insurance policies. We provide you with detailed information, applicable to your situation, when taking out the policy.
Are there restrictions on the number of doctor visits per year?
There is no limit on the number of visits to doctors, physiotherapists or other healthcare providers. However, there is an annual insured amount that cannot be exceeded.
Are alternative therapies such as acupuncture or chiropractic covered by insurance outpatient costs?
Alternative medicine is usually covered in outpatient insurance. However, there are sometimes additional conditions, such as the treating doctor must be officially recognised.
Other solutions for optimal coverage
Take the uncertain as the sure thing and discover our insurance policies that perfectly match it.