Art is an essential expression of our humanity.

Whether you are a passionate collector, gallery owner, museum director or an art professional - art objects are invaluable.


Protect your art collection with art insurance. Find out how this insurance offers you coverage against theft, damage and loss of valuable artworks.

What is art insurance?

Art insurance provides financial protection against loss, theft, damage and other risks that can occur with works of art.
This insurance covers costs for repairs, restorations or compensation for loss.
Thus, art owners protect their valuable collections in case of unforeseen events.

Why do I get my private collection insured?

Specific risks

Artworks are susceptible to various risks, including damage caused by:

  • touch
  • humidity
  • temperature
  • insects
  • ageing

Standard fire insurance does not cover these specific risks.

Your passion has value

Works of art often have considerable financial value.

However, fire insurance takes into account a specific, limited value of works of art. Therefore, it does not provide sufficient coverage to restore the full value of your artwork in case of damage or loss.

Heritage conservation

Works of art are an important part of your family heritage and history.
Art insurance ensures that the art collection remains in good condition. So that future generations can enjoy it just as much.

What does art insurance cover?

Some risks your artworks are susceptible to:

  • theft
  • restoration damage
  • damage during cleaning
  • damage during transport
  • water damage

Materné, in collaboration with specialised niche insurers, offers a wide range of guarantees to best protect your works of art (e.g. paintings, sculptures, carpets, pottery, ceramics, etc.).

Frequently asked questions

Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?

Together with niche insurers specialising in art insurance, this can be accommodated through a tailor-made solution at Materné.

This depends on the type of policy you take out.

As an insurance broker, we are your first point of contact to make adjustments where necessary. Materné is happy to help you.

Materné offers specific policies that address these risks.

Being insured at Materné is choosing peace of mind.

A fire insurance does not always cover the specific risks to which artefacts are exposed.

Besides the limited coverage in terms of risks, the compensation amounts also do not match the value of your beloved works. Therefore, leave nothing to chance.

This is not common; it depends on which policy you have taken out. 

Materné always tests the market for the best solution for you.

Other solutions for optimal coverage

Take the uncertain as the sure thing and discover our insurance policies that perfectly match it.

Gift insurance is more financially advantageous than paying gift tax. Materne will go over the options with you.
Jewellery insurance protects your gems and precious jewellery against loss, theft or damage. Compare the options at Materné.
Fire insurance offers broad protection for both tenants and property owners. In case of fire, as well as water damage, storm and theft.

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