Like an airbag, transport insurance offers a soft landing for your business.
Your fleet and cargo are insured when the road gets bumpy.
Transport
The transport insurance that doesn't cut corners
Your goods need to be moved from point A to point B. With logistics and transport, goods make their way across vast networks of roads, waterways and airways.
If something goes wrong along the way, the success of your ventures can suddenly take an unexpected turn.
At these crucial times, transport insurance serves as the appropriate safety net for companies.
Why do I need transport insurance?
Meet contractual obligations
Many clients and customers require you to have transport insurance before they engage with you. So, transport insurance can help you attract new clients.
As a professional carrier, you are liable unless you prove otherwise
Normally, the expression: "He who demands, proves" applies.
In the case of damage caused by a professional transporter, the situation is different. He is liable unless he proves otherwise.
Business continuity
An accident is in a small corner. Don't let an accident determine the financial course of your business.
What does transport insurance cover?
There are several transport insurance policies available. Each with their own specific coverage and target group.
Materné will be happy to advise you which protection meets your expectations.
CMR insurance
CMR insurance protects the professional freight forwarder. It can be contractually liable from receipt to delivery of the entrusted goods. For any damage, loss, delay, etc.
CTA insurance
CTA insurance protects the carrier against contractual liability for damage or loss of towed trailers, as well as third-party trailers and containers.
Own-account transport of goods
This policy provides cover for the damage or loss of goods transported on your own account (overturned vehicles, van break-in, burst tyres, etc.).
Think of merchandise, entrusted goods of customers and tools damaged along the way.
Frequently asked questions
Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?
Do I need transport insurance if I transport my own goods?
Although it is not compulsory, it is recommended.
Your goods and equipment are at risk of damage en route due to various conditions.
Materné will guide you in choosing the beneficial solutions for your business activities.
When can a professional carrier discharge liability?
The director is always liable unless he can disprove it.
Whether it's unforeseen circumstances, poor packaging, or a mistake on the recipient's side... The carrier always faces a challenge when it has to prove that it did not commit an error.
As a professional transporter, am I unlimitedly liable for damage to the transported goods of third parties?
Under the CMR Convention, the carrier's liability is limited to about €10/kg or the freight price in case of delay.
However, this contrasts sharply with the actual damage.
Fortunately, Materné has suitable solutions. We will be happy to explain the possibilities in a conversation.
What extensions are possible within CMR insurance?
Transport insurance is always tailor-made.
At Materné, we ensure that your insurance perfectly matches your expectations. We create an insurance safety net.
Consider possible extensions such as:
- refrigerated transport
- protection against contamination
- interim storage
- etc.
We are ready to put together the ideal protection for you.
Can the CMR convention be waived?
The convention is mandatory, so it cannot be deviated from.
This is a global agreement for road transport to or from a member country.
Other solutions for optimal coverage
Take the uncertain as the sure thing and discover our insurance policies that perfectly match it.