Companies are increasingly facing CEO fraud and scammers posing as customers or suppliers.

However, this danger does not come exclusively from outside; internal employees can also trigger harmful effects.


Fraud insurance protects companies against financial losses due to fraud, deceit or dishonest actions of employees or third parties.

Fraudsters are smart, but you are smarter

Corporate fraud can happen to anyone. With increasing digitalisation, tracking down these criminals is becoming increasingly difficult.

Fraud insurance is a protection that arms companies against the financial consequences of fraud.

This insurance represents a solution that meets the specific needs of associations, private and listed companies and financial institutions.

Why fraud insurance?

Trust is no guarantee

Fraud can come in many forms. Also with employees you put your trust in every day.

Internal fraud is committed by employees of a company. This can range from paying fictitious invoices into a private account to theft of office supplies.

Fraud is a broad concept

Did you know that employee fraud is the most common form of fraud?
Fraud can look like this, among other things:

  • harassment
  • fake e-mail
  • payments of fictitious invoices to a private account

Image damage

Building your reputation takes a long time, but before you know it, it is tarnished.

Provide in your company the necessary safety nets for your business continuity. Avoid damaging the trust of your customers, partners and investors.

What does fraud insurance cover?

Fraud insurance provides a safety net for the financial consequences following various scenarios of both internal and external corporate fraud.
Some examples:

Criminal activities of your employees:

Theft of office equipment, breach of trust, embezzlement, payment of fictitious invoices to their own private account, etc.

Theft of cash or electronic money, office equipment

Identity theft or so-called CEO fraud

Vote rigging, blackmail, fake emails, etc.

Frequently asked questions

Discover the most frequently asked questions about this insurance. Over the years, we have collected this information and summarise it here. Easy, right?

Internal fraud is committed by employees of the company.
External fraud is committed by people outside the company.
Believe it or not, internal fraud is more common than external fraud.

Fraud is a risk for all businesses. Fraud insurance is always relevant, regardless of company size or professional activity.
Materné puts together these policies tailored to your business. We take you through our risk analysis - a cyber insurance in fact, can also offer you protection.

Companies can take various preventive measures, such as:

  • implement internal control systems
  • promoting ethical behaviour
  • regularly train employees on fraud prevention

Each situation is unique, the motivations for going down the criminal path are diverse.

Various problem areas can be a motivation to commit internal fraud.
Some examples:

  • personal debts
  • a feeling of disappointment and failure
  • family problems
  • social performance pressure

These could be some alarm bells for corporate fraud:

  • stock differences
  • sudden resignation
  • behavioural changes
  • difficulty with changing procedures

Other solutions for optimal coverage

Take the uncertain as the sure thing and discover our insurance policies that perfectly match it.

Turnover insurance protects your business against financial losses if you are (temporarily) unable to work due to illness or accident.
Protect your business against financial risks with credit insurance. Your invoices will be paid even if one of your customers goes bankrupt.
Cyber insurance protects your business from the consequences of cybercrime, such as hacking, data breaches, cyber attacks and system intrusions.
Directors' liability
As a director of a company, you can be held personally liable for mistakes and negligence. Directors' liability covers you.
Fire insurance ensures financial peace of mind and business continuity when your business suffers financial losses due to fire, among other things.

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